3905 Deer Lake Ct

Prospect, KY
$ 539,900 Beds 4 Baths 3.5 Sq 3,520
Monthly Estimate* How much can I afford?

Located on a quiet cul-de-sac in Covered Bridge, this spacious 4-bedroom, 3.5-bath walk-out home in Prospect, offers privacy, peaceful surroundings, and convenient access to Louisville. Offered by the original owners for the first time in decades, this brick-and-stone residence presents a rare opportunity in desirable Oldham County. The walkout design provides flexible living space, while the established setting, rolling hills, and mature landscape create a comfortable retreat. Major updates include a roof approximately 3 years old, heating system approximately 6 years old, air-conditioning system approximately 4 years old, and water heater approximately 2 years old. Additional highlights include a cul-de-sac location and access to highly regarded Oldham County Schools. Additional highlights include a cul-de-sac location and access to highly regarded Oldham County Schools. Priced under $540,000, this distinctive Covered Bridge property combines generous space, important mechanical updates, a sought-after location, and decades of pride of ownership.

Active

  • Price
  • $ 539,900
  • City
  • Prospect
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Oldham
  • Half Bathrooms
  • 1
  • Area
  • Oldham County N171
  • Lot Size
  • 0.42 Acres
  • Zip
  • 40059
  • Sqr Footage
  • 3,520
  • Year Built
  • 1987
  • Style
  • Traditional
  • MLS#
  • 1728338
Listed By: Premier Homes Realty
Data Source: Metro Search, Inc.

Features

General

Heating Natural Gas
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
Garage Spaces 2
Architectural Style Traditional
Construction Materials Brick Veneer,Stone Veneer
Year Built 1987
Stories Count 2
Property Subtype Single Family Residence
County Oldham
Property Type Residential
HOA false
Attached Garage false
Subdivision Name COVERED BRIDGE FARMS
Garage Y/N true
Total Rooms 14
Full Baths 3
Status Active
Directions Hwy 42 past Prospect to entrance on right. Take your second right then turn left on Deer Lake Ct
City Prospect
High School District Oldham
MLS Area 20-Oldham County N171
Lot Size Units Acres
Lot Size Square Feet 18295
MLS Area Minor 20-Oldham County N171
Standard Status Active
Tax Lot 58

Interior Features

Basement Walkout Finished
Total Fireplaces 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2650
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 870
LivingAreaSource List Agent
Total Baths 4

Exterior Features

Parking Features Entry Rear
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 0.42
Building Area Total 2650
Lot Size Acres 0.42

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

9/5/2026 Listed $539,900

Property vs Zip Code Average in 40059

Price
AVG $1.3M
$540K
Year Built
AVG 2005
1987

3905 Deer Lake Ct Prospect, KY is a Single Family Home for sale at $539900 with 3520 sqft and a lot size of 0.42 Acres Acre(s). 3905 Deer Lake Ct Prospect has 4 bedrooms, 3 baths and was built in 1987. The property's zip code is 40059 which is in Prospect, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.