402 Elm Street

Richmond, KY
$ 170,000 Beds 3 Baths 2 Sq 1,088
Monthly Estimate* How much can I afford?

The possibilities are endless at 402 Elm Street! This 3-bedroom, 2-bath home offers a convenient Richmond location, a functional layout, and a corner lot with private driveway and shed. Inside, you'll find comfortable living spaces, a practical kitchen, and a primary suite with its own private bath. Located just minutes from downtown Richmond, EKU, dining, shopping, and everyday conveniences. With its central location and versatile layout, this property is ready for its next chapter!

Active

  • Price
  • $ 170,000
  • City
  • Richmond
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MADISON
  • Half Bathrooms
  • 0
  • Area
  • 008 - Madison County
  • Lot Size
  • 0.14 Acres
  • Zip
  • 40475
  • Sqr Footage
  • 1,088
  • Year Built
  • 1957
  • Style
  • Single Family Residence
  • MLS#
  • 26025791
Listed By: National Real Estate - 859-300-1415
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Electric,Heat Pump
Cooling Electric,Heat Pump
Utilities Electricity Connected,Sewer Connected,Water Connected
Possession Close Plus 2 Days
Roof Shingle
Appliances Cooktop,Dishwasher,Oven,Range,Refrigerator
Patio/Porch Features Porch,Front Porch,Rear Porch
Construction Materials Vinyl Siding
Year Built 1957
Levels One
Property Subtype Single Family Residence
Parcel Number R009-0016-0001
County Madison
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Downtown
Garage Y/N No
Other Structures Shed(s)
Total Rooms 8
Full Baths 2
Status Active
Directions From downtown Richmond,head east on Main St,turn onto Elm St,and continue to 402 Elm St. Property is located on the corner.
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 8755.0
Carport Y/N No
Elementary School Daniel Boone
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Madison Mid
MLS Area Minor 008 - Madison County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True

Interior Features

Interior Amenities Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs
Basement Crawl Space
Flooring Carpet,Laminate,Tile
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Window Treatments
Fireplace Y/N No
Above Grade Finished Area 1088.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 2
Heating-Heat Pump True

Exterior Features

Fencing Chain Link
Parking Features Driveway,Off Street
Lot Features Many Trees
Water Source Public
Lot Size Area 0.14
Foundation Details Block
Building Area Total 1088.0
Lot Size Acres 0.14
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Daniel Boone Elementary School
Middle School Madison Mid
High School Madison Central High School

Price History

9/18/2026 Listed $170,000

Property vs Zip Code Average in 40475

Price
AVG $460K
$170K
Year Built
AVG 2010
1957

402 Elm Street Richmond, KY is a Single Family Home for sale at $170000 with 1088 sqft and a lot size of 0.14 Acres Acre(s). 402 Elm Street Richmond has 3 bedrooms, 2 baths and was built in 1957. The property's zip code is 40475 which is in Richmond, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.